The Village of Deerfield is a participating member of the National Flood Insurance Program (NFIP). Anyone can purchase flood insurance through their local insurance agent via the NFIP. There is a 30 day waiting period for flood insurance coverage to begin. A property located within a Special Flood Hazard Area (SFHA) has a 26% chance of being damaged by a flood over the life of a 30-year mortgage. Your homeowner’s insurance WILL NOT cover flood damages. This is why flood insurance is mandatory for all federally backed mortgages, when a property that is located within a Special Flood Hazard Area (SFHA). The Village of Deerfield participates in FEMA's "Community Rating System" which can further reduce flood insurance premiums.
Deerfield’s Flood Plain Management Efforts Earn Lower Flood Insurance Rates for Residents
Deerfield Floodplain Information Brochure
Deerfield Selecting a Contractor After a Flood Brochure
Deerfield FEMA Floodplain Map
FEMA Map Service
Federal Emergency Management Agency (FEMA) Website The National Flood Insurance Program
Federal Emergency Management Agency (FEMA): Protect Your House from Flooding
Federal Emergency Management Agency (FEMA) Elevation Certification Website
If you want to know if a property is in the Special Flood Hazard Area, check our website at www.deerfield.il.us for links to the Federal Emergency Management Agency (FEMA). You can also call the Building Department at 847.719.7484, or the Engineering Department 847.317.2490 with your floodplain questions. The Building Department has copies of FEMA elevation certificates for all buildings constructed in the floodplain since 1987.