Flood Information

FEMA CRS Accredited Community

The Village of Deerfield is a participating member of the National Flood Insurance Program (NFIP). Anyone can purchase flood insurance through their local insurance agent via the NFIP. There is a 30 day waiting period for flood insurance coverage to begin. A property located within a Special Flood Hazard Area (SFHA) has a 26% chance of being damaged by a flood over the life of a 30-year mortgage. Your homeowner’s insurance will not cover flood damages. This is why flood insurance is mandatory for all federally backed mortgages, when a property that is located within a Special Flood Hazard Area (SFHA). The Village of Deerfield participates in FEMA's "Community Rating System" which can further reduce flood insurance premiums.

Read about how Deerfield’s Flood Plain Management Efforts Earn Lower Flood Insurance Rates for Residents.

Floodplain Questions

If you want to know if a property is in the Special Flood Hazard Area, check out the Federal Emergency Management Agency (FEMA)'s website. You can also call the Building Department at 847-719-7484, or the Engineering Department 847-317-2490 with your floodplain questions. The Building Department has copies of FEMA elevation certificates for all buildings constructed in the floodplain since 1987.

Find additional flood information and Village services related to flooding.